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What is a Deed in Lieu of Foreclosure?

October 1st, 2018|Foreclosures, Real Estate|

A deed in lieu of foreclosure transfers your property back to the lender — you give the mortgage company your home to avoid a foreclosure on the property. This is an alternative to foreclosure and/or short sale, as an attempt to release you from debt. In Arizona, when you deed the property back, any debts [...]

Trial Separation vs. Legal Separation vs. Divorce

September 24th, 2018|Divorce, Family Law|

You’ve decided it’s not working anymore. Perhaps the reason is simple life change — you’re a different person now. Or maybe there’s just a mountain of little things that have built up over the years, and you’re not sure how they can be untangled again. Whatever the reason, you know your marriage is in trouble. [...]

House Rich But Cash Poor: Reverse Mortgages

September 1st, 2018|Real Estate|

More than ever, debt is plaguing most Americans. While there are many solutions (and just as many scams) to resolve debt, one tactic is increasingly popular among elderly homeowners: reverse mortgages. If you’re 62 or older, own your home, and meet the necessary qualifications, you can use your house as collateral for a loan. The [...]

Proving Personal Injury? There’s an App for That

August 23rd, 2018|Personal Injury|

Anyone who’s seen film noir classic Double Indemnity knows insurance investigators are sharp. A Danish woman recently found this out the hard way. Since 2008, she’d been receiving yearly $30,000 payments from her insurance company for a whiplash injury, until it was revealed her claims were fraudulent. Her use of a fitness app proved her [...]

How to Deal with the World’s Worst Roommate

August 10th, 2018|Real Estate|

In February, New York magazine’s article “Worst Roommate Ever” went viral. Detailing the life and crimes of Jamison Bachman, the piece lives up to its title, revealing how the serial squatter used his legal education to slowly but forcefully edge his roommates out of their own homes. Using technical terminology to intimidate and taking several [...]

Is There Such a Thing as a Pet Personal Injury Case?

July 31st, 2018|Personal Injury|

Most personal injury cases deal with damage done to human life and property. If someone’s negligence caused you injury, that person can be held accountable for medical and insurance bills, and compensation for pain and suffering. If their recklessness also caused damage to or loss of property, they must pay for repairs or replacements, and [...]

Can Bankruptcy Discharge My Student Loan Debt? 

July 20th, 2018|Bankruptcy, Debt Relief|

We’ve often talked about debt here at Bellah Perez, PLLC — credit cards, mortgages, auto loans, medical debt. It’s become an unfortunate part of modern life. Now, the younger generations are facing serious debt in one specific form: student loans. In fact, Forbes reports that U.S. student loan debt amounts to $1.31 trillion, making it [...]